Andreasen Financial, LLC is a fiduciary, fee-only asset management and financial advisory firm. What that means to you is that your financial success is our first and only consideration.

When it comes to personal finance, only one thing matters - your living standard. We specialize in creating and managing customized financial strategies that help you take the uncertainty out of pursuing your financial goals. We work with individual and business investors who appreciate transparent, volatility-resistant, lower cost portfolios that work to meet their specific objectives.

Don’t wait to schedule a consultation if you share any of these concerns:

• Creating efficient investment portfolios
• Suffering portfolio losses that interfere with achieving goals
• Running out of money in retirement
• Taking full advantage of your Social Security benefits
• Reducing your taxes
• Assuring your small business thrives if/when you leave
• Sending your children to college without breaking the bank or delaying retirement
• Passing your wealth to the next generation

Our dedicated experience in helping clients pursue their goals is the cornerstone of their success and ours.

Maximize My Social Security

Maximize My Social Security is a comprehensive tool designed by Laurence Kotlikoff, Professor of Economics, Boston University to help you (whether you are married, divorced, widowed, or single) get the highest Social Security benefit. All questions in personal finance boil down to your living standard. Your decision about when and how to take Social Security can affect your living standard throughout your retirement. 

Social Security offers retirement, spousal, widow, widower, child, mother/father, and divorcee benefits. It has highly complex benefit formulas, which include wage indexation of past covered earnings, benefit-specific reduction formulas for collecting benefits early, an earnings test, deeming provisions that limit when married and divorced people can take particular benefits, delayed retirement credits, credits for getting hit by the earnings test, indexation of benefits to inflation, a family benefit maximum, a "file and suspend" option permitting you to collect free spousal benefits while you defer your retirement benefit, the option to start your benefits early, suspend them, and restart them later, Windfall Elimination and Government Pension Offset provisions that limit retirement and spousal benefits available to workers with non-covered employment histories, and so on.

Deciding, on your own, which Social Security benefits to take and in which month to take them is incredibly difficult. Many households face a multitude of options. You can easily lose tens of thousands of dollars making the wrong choices.

If you want to make sure you are getting the highest benefit, please complete the contact form below to schedule a complimentary in-person or virtual meeting.

Maximize My Social Security and Economic Security Planning, Inc. are not affiliated with LPL Financial, Flagship Harbor Advisors, or Andreasen Financial, LLC.